A comprehensive, cloud-based platform for managing loans, clients, payments, and operations. Built for microfinance institutions, SACCOs, and lending organizations of all sizes.
A complete suite of tools designed specifically for microfinance institutions, from client onboarding to portfolio analytics.
Comprehensive client profiles with KYC verification, document management, biometrics capture, and complete financial history tracking.
End-to-end loan lifecycle management from application to disbursement, with customizable products, assessment workflows, and automated schedules.
Manage multiple branches with individual targets, staff assignments, and performance tracking. Perfect for growing organizations.
Real-time dashboards, PAR reports, aging analysis, cash flow projections, and comprehensive business intelligence.
Role-based access control, data encryption at rest, audit trails, session management, and API key IP whitelisting.
Full offline synchronization for field agents. Work anywhere, sync when connected. Native mobile app support.
Manage shop partnerships and product-based loans. Track inventory, disbursements to shops, and client purchases.
Automated SMS, email, and push notifications for payments, reminders, and alerts. Customizable templates.
From application to disbursement, our intelligent workflow engine guides every step of the loan process.
Clients apply online or through agents. OTP verification ensures authenticity.
Loan officers conduct assessments and field visits with photo documentation.
Collect collateral information, pledges, and guarantor details.
Multi-level approval process with configurable authorization limits.
Flexible disbursement to client accounts, mobile money, or partner shops.
Track payments, generate schedules, and monitor portfolio performance.
Get a complete picture of every client with detailed profiles, loan history, payment patterns, and risk scores. Our KYC integration ensures compliance while our biometric capture prevents fraud.
Client ID: CLT-2024-001
Total Loans
5
Credit Score
780
On-time Rate
98%
Outstanding
$1,250
Create unlimited loan products with custom interest rates, repayment schedules, fees, and eligibility criteria. Our flexible calculator supports various repayment methods.
Make data-driven decisions with comprehensive reports. Track portfolio at risk, analyze trends, monitor officer performance, and export data for regulatory compliance.
Total Portfolio
$2.4M
+12% this month
PAR > 30 Days
3.2%
-0.5% improvement
Your data is protected with bank-level security measures and full compliance support.
AES-256 encryption at rest and TLS 1.3 in transit
Granular permissions with module-level access control
Complete activity logging for compliance and forensics
Secure sessions with auto-timeout and device tracking
Restrict API access to trusted IP addresses
Reliable cloud infrastructure with automatic backups
Choose the plan that fits your organization. All plans include free setup and training.
Perfect for small MFIs just getting started
For growing organizations with multiple branches
Full-featured solution for large institutions
See what our customers say about transforming their operations with Microfinex.
"Microfinex transformed our operations. We reduced loan processing time by 60% and improved our collection rates significantly."
Sarah Mwangi
CEO, KenyaCredit MFI
"The offline capability is a game-changer for our rural operations. Our agents can work anywhere and sync when they have connectivity."
James Okonkwo
Operations Director, NigeriaFinance
"Best microfinance software we've used. The reporting and analytics help us make data-driven decisions every day."
Amina Hassan
Branch Manager, TanzaniaLoans
Join hundreds of microfinance institutions that have streamlined their operations with Microfinex. Start your free trial today.